Shyft – Global Money App

Send money globally, invest in US stocks, and spend abroad with a multi-currency app built for modern financial freedom. Shyft – Global Money App lets you buy, hold, and transfer foreign currencies at competitive rates, all without commission fees or hidden charges.

Local and international shopping becomes seamless with dual card options. Use your ZAR card for domestic purchases with tap-and-go security, or activate a virtual forex card to shop from global brands and manage overseas subscriptions in real time. Physical Mastercard debit cards arrive ready to use at ATMs and merchants worldwide — withdraw local currency anywhere Mastercard is accepted, or top up your balance instantly from the app.

Traveling abroad? Order a multi-currency Mastercard debit card and save up to 5% on card fees while moving between destinations. Four currencies load directly onto your card (USD, GBP, EUR, AUD), and you can also request a Union Pay International Card for seamless access across China and throughout Asia. Reload funds anytime, anywhere, straight from your phone.

Investing in global markets no longer requires a brokerage account or complex setup. Shyft Shares connects you directly to US stocks and ETFs — browse the most popular holdings, track 30-day performance, and build a watchlist of companies you want to own. Start trading with just your tax number; no minimum balance required.

Moving money offshore is built into the app's core. The Shyft Global Wallet holds foreign currency at the lowest available rates, and you can create offshore beneficiaries to transfer funds on your schedule. International payments to the US, UK, and Europe often settle in under 24 hours. Send money to other Shyft users for free, or pay international beneficiaries at a flat rate with no per-transaction markups.

Onboarding takes minutes via smartphone — complete identity verification, set up your account, and order cards without visiting a branch. Transactions run 24/7, so your money moves when you need it to, not when banks decide to process.

Whether you're an expat managing finances across borders, a frequent traveler seeking transparent forex rates, or someone building a global investment portfolio, Shyft – Global Money App removes friction from international banking. Fast transfers, flat-rate pricing, no commission fees, and multiple currencies in one place mean more of your money stays in your pocket.